What is 3DS 2.0?

For more details about 3DS 2.0, please visit: https://braspag.github.io//en/manualp/emv3ds

Step 1 - Access Token Request

The solution consists of two steps, the API access token request and the JavaScript authentication request.

Request

{
     "EstablishmentCode":"1006993069",
     "MerchantName": "Example Store Ltda",
     "MCC": "5912"
}

curl
--request POST "https://mpisandbox.braspag.com.br/v2/auth/token"
--header "Content-Type: application/json"
--header "Authorization: Basic xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx"
--data-binary
--verbose
{
     "EstablishmentCode":"1006993069",
     "MerchantName": "Example Store Ltda",
     "MCC": "5912"
}

Response

{
      "access_token": "eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9.eyJjbGllbnRfbmFtZSI6IlFBXzNEU19BdXRoZW50aWNhdG9yIiwiY2xpZW50X2lkIjoiZGJhM2E4ZGItZmE1NC00MGUwLThiYWItN2JmYjliNmYyZTJlIiwic2NvcGVzIjoie1wiU2NvcGVcIjpcIjNEU0F1dGhlbnRpY2F0b3JcIixcIkNsYWltc1wiOlt7XCJOYW1lXCI6XCJNZXJjaGFudE5hbWVcIixcIlZhbHVlc1wiOFwiVmFsdWVzXCI6W1wiNTU1NVwiXX0se1wiTmFtZVwiOlwiUmVmZXJlbmNlSWRcIixcIlZhbHVlc1wiOltcImY3MjE1YmQ3LWM0OTQtNGQ5Yi1NzEyfQ.daMqXko3dZOV0TzNFQ2vSsVSKqOsrwuswg7RB82ecAASSSSSSSSSSSSFFFFFFFFFFFFFGGGGGGGGGGGGGGGGGGGGGGGG",
      "token_type": "bearer",
      "expires_in": "2018-07-23T11:29:32"
}

--header "Content-Type: application/json"
--data-binary
{
      "access_token": "eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9.eyJjbGllbnRfbmFtZSI6IlFBXzNEU19BdXRoZW50aWNhdG9yIiwiY2xpZW50X2lkIjoiZGJhM2E4ZGItZmE1NC00MGUwLThiYWItN2JmYjliNmYyZTJlIiwic2NvcGVzIjoie1wiU2NvcGVcIjpcIjNEU0F1dGhlbnRpY2F0b3JcIixcIkNsYWltc1wiOlt7XCJOYW1lXCI6XCJNZXJjaGFudE5hbWVcIixcIlZhbHVlc1wiOFwiVmFsdWVzXCI6W1wiNTU1NVwiXX0se1wiTmFtZVwiOlwiUmVmZXJlbmNlSWRcIixcIlZhbHVlc1wiOltcImY3MjE1YmQ3LWM0OTQtNGQ5Yi1NzEyfQ.daMqXko3dZOV0TzNFQ2vSsVSKqOsrwuswg7RB82ecAASSSSSSSSSSSSFFFFFFFFFFFFFGGGGGGGGGGGGGGGGGGGGGGGG",
      "token_type": "bearer",
      "expires_in": "2018-07-23T11:29:32"
}

Step 2 - Script Implementation

In this step we implement the script and mapping of classes, responsible for communicating with the brand and issuer authentication platforms. Follow the example below, which demonstrates the basic implementation. It is recommended that the snippet be placed at the end of your checkout HTML code:

To download the code, go here

Description of Events

The events are actions that the script considers as a response for following the authentication process, but do not indicate if the transaction was successfully authenticated.

The ECI (E-commerce Indicator) is what indicates if the transaction was authenticated or not and the liability in case of chargeback. In order to sumbit a transaction for authorization, please consider the ECI value and use the events only as a complemenatry information for decision-making.

Description of Input Parameters

IMPORTANT!

The JavaScript file must be saved on the server where the store application is located. To download the file, go to:

https://bit.ly/2CSOp2n

Description of outputs

Step 3 - Class Mapping

The solution provides dozens of classes that must be mapped in your HTML code.

Once the class is mapped in a given field, the script is able to retrieve the value contained in the field and submit it to compose the authentication request.

Step 4 - Implementing the Authentication Event Request

The event bpmpi_Authenticate()” must be called at checkout. See the example below:

Test Cards

Use the test cards below to simulate various scenarios in the SANDBOX environment

Test cards with challenge

Test cards without challenge

Authorization with Authentication

After authentication is completed, it undergoes the authorization process by submitting the authentication data in the “external authentication” (node ExternalAuthentication). See more details at: https://braspag.github.io//en/manualp/authorization-with-authentication

Last updates

To see the manual’s latest updates, click here.

ANNEX

Reason Codes List

See the reason codes that Cybersource returns with the response.